ECONOMY

State Pension payment dates October 2026: your payday

A first State Pension payment comes no later than five weeks after the date a claimant chooses to start it, GOV.UK says.

The entrance to a Post Office branch on a UK high street, with the Post Office sign above the door.
Photo: Basher Eyre / Wikimedia Commons, CC BY-SA 2.0

State Pension is usually paid every four weeks, on a day set by the last two digits of a National Insurance number, according to GOV.UK.

None of the payment dates in October 2026 falls on a UK bank holiday, so no October date moves.

The same National Insurance ranges and payment days apply to both the new State Pension and the older basic State Pension, GOV.UK’s separate guides for each show.

State Pension payment days in October 2026
NI number endsPaydayDates in October 2026
00 to 19Monday5, 12, 19 and 26 October 2026
20 to 39Tuesday6, 13, 20 and 27 October 2026
40 to 59Wednesday7, 14, 21 and 28 October 2026
60 to 79Thursday1, 8, 15, 22 and 29 October 2026
80 to 99Friday2, 9, 16, 23 and 30 October 2026

What happens if a payday falls on a bank holiday?

A payment might be paid earlier if the normal day falls on a bank holiday.

There is no bank holiday in England and Wales, Scotland or Northern Ireland in October 2026, the official bank holidays list shows, so the dates above are not affected.

When is the first payment made?

A first State Pension payment is made no later than five weeks after the date a claimant chooses to start their pension, with a full payment every four weeks after that.

A part payment may come before the first full payment, and the letter confirming State Pension payment explains what to expect.

A request to change the receiving account goes through the Pension Service, or the Northern Ireland Pension Centre for claims in Northern Ireland.

Questions and answers

Why is my payment on a different day to someone else’s?

It depends on the last two digits of a National Insurance number, shown in the table above, GOV.UK says.

Does the same rule apply to the old basic State Pension?

Yes, GOV.UK’s guide to the basic State Pension gives the same National Insurance ranges and payment days.

What if a payment does not arrive?

Contact the Pension Service, or the Northern Ireland Pension Centre in Northern Ireland, GOV.UK says.

Correction, 21 September 2026: An earlier version of this page listed England, Scotland and Northern Ireland when describing bank holidays; the official list covers England and Wales, Scotland and Northern Ireland.

More payment dates and guides

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